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Some risks are inevitable, such as natural disasters. Then there are risks we consciously take en masse, subjecting ourselves and others to potentially dire consequences. (Photo: Bigstock)

We all take risks every day. They’re mostly small ones — stepping into a crosswalk before the pedestrian light turns green, for example — and usually cause no or little harm.

Some risks are inevitable: earthquakes, wildfires, tornadoes, and hurricanes come to mind. We know they are going to happen each year though not where or when except in a general sense based on historical trends.

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