An aerial view taken from an MH-65 Dolphin helicopter shows severe flooding in a residential area of Baton Rouge, La., on Aug. 15, 2016. (Photo: Coast Guard, Petty Officer 1st Class Melissa Leake)

FEMA disproportionally affects non-white and housing cost-stressed communities by failing to invest equitably in pre-disaster measures, says a new report from risQ, Inc.

The analysis from the climate-change risk modeler found that populations that spend the most relative income on housing are 1.5 times more likely than the least housing cost-burdened to be exposed to flood risk not covered by FEMA Special Flood Hazard Assessment (SFHA) 100-year flood zones. FEMA SFHAs are used to determine residential flood insurance requirements for government-backed home loans.

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Heather A. Turner

Heather A. Turner is the managing editor of ALM's NU Property & Casualty Group. She can be reached at [email protected].

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