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Some of the reasons teen drivers and their families tend to pay more for car insurance include the fact that each year in the United States, thousands of teens die in auto accidents, and hundreds of thousands are injured badly enough that they need emergency-room treatment, according to the Centers for Disease Control and Prevention (CDC).
Each day, according to the CDC's 2019 statistics, roughly seven teens an hour are killed in a crash, and such accidents accounted for about $4.8 billion in costs in 2018.
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