Less than 5% of U.S. homes have any flood insurance, yet approximately 50% of U.S. homes are at moderate to extreme risk of flooding, according to a 2019 Verisk study. (Photo: U.S. Department of Agriculture/ALM Media archives) Less than 5% of U.S. homes have any flood insurance, yet approximately 50% of U.S. homes are at moderate to extreme risk of flooding, according to a 2019 Verisk study. (Photo: U.S. Department of Agriculture/ALM Media archives)

The 2021 hurricane season started on May 15th, two weeks earlier than normal due to increased tropical storm activity in recent years.

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