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E-scooters are now available in almost every major city in the U.S. but insurance solutions for riders remain inadequate. (Photo: Johnny Michael/Shutterstock.com) E-scooters are now available in almost every major city in the U.S., but insurance solutions for riders remain inadequate. (Photo: Johnny Michael/Shutterstock.com)

Remember when Marty McFly time-traveled to 2015 in the movie “Back to the Future Part II” and introduced viewers to the gravity-defying hoverboard? Well, 2015 came and went, and while this sci-fi dream has yet to become reality, it’s safe to say that technology has provided us with other impressive mobility solutions far beyond what Hollywood conjured up three decades ago.

As today’s mobility technology continues to advance traditional means of transportation, new risks emerge while the capabilities of the modern insurance models continuously lag.

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