During an active assailant incident, bullets, explosions or the police knocking down doors to gain access to the interior will damage a building. If a business has the "special" cause of loss form, the insurer will probably cover the damages if the insured meets all other insurance provisions. (Photo: @prathaan – stock.adobe.com)
Are those firecrackers? Is a car backfiring? Perhaps there's a disturbance of some kind. Today's insureds rarely consider if an active shooter incident can occur on their property. Unfortunately, active shooter or "active assailant" incidents are more prevalent in the United States than ever before. Due to the increasing occurrence of this type of loss, businesses who face this situation may find themselves without coverage for many claims that arise post-event. These uncovered losses can include post-traumatic stress (PTSD) treatment, structural improvements of buildings, post-event security or uncovered workers' compensation claims.
Continue Reading for Free
Register and gain access to:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
