Sen. Jim Boyd, R-Bradenton. A key part of the bill focuses on payments for roof damage, as insurers contend the industry faces a barrage of questionable or fraudulent claims and schemes in which homeowners are solicited to file for repairs. (Photo: Florida House of Representatives)

Amid problems in Florida's property insurance market, a Senate committee backed a controversial proposal that could lead to many policyholders picking up more of the tab for roof damage and limit attorney fees in insurance disputes.

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