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Williams sued Aqueous Vapor for his injuries and the company sought coverage under its commercial insurance policy with Scottsdale, who denied coverage, citing the policy's products-completed operations hazard exclusion.(Credit: FOTOGRIN/Shutterstock.com) A consumer sued Aqueous Vapor for his injuries after an e-cigarette battery exploded in his pocket. The company sought coverage under its commercial insurance policy with Scottsdale Insurance Co., who denied coverage, citing the policy’s products-completed operations hazard exclusion.  (Credit: FOTOGRIN/Shutterstock.com)

Scottsdale Insurance Company, an excess and surplus lines insurer, does not have to defend a suit brought against e-cigarette retailer Aqueous Vapor by a customer who suffered severe burns after e-cigarette batteries exploded in his pocket, according to a ruling by The U.S. District Court for the Western District of Missouri.

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