Florida last reformed personal-injury protection requirements for auto insurance in 2012, and initially saw significant auto insurance premium declines, with a 14.4% drop in 2014. However, two years later, rates shot back up to slightly more than 25% (Credit: tommaso79/Shutterstock.com)

A bill filed in the Florida State Senate on Jan. 15, 2021, would repeal the state’s current no-fault law requiring drivers to carry personal-injury protection (PIP) insurance coverage, according to a release from the legislative body. The new law would instead require drivers to carry bodily injury liability coverage.

If passed, Senate Bill 54, Motor Vehicle Insurance, would also establish a new framework to resolve “bad faith failure to settle” disputes stemming from auto insurance claims.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected].  

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