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Now's the time for insurance professionals and insureds to reexamine cybersecurity strategies and coverage.

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Bitcoin padlock on a computer screen. Ransomware has quickly become the most prevalent form of cybercrime and has been more commoditized with the emergence of cybercrime-as-a-service. (Photo: Shutterstock)

There’s no doubt 2020 will go down as a watershed year in history. On one hand, the global health crisis radically transformed the way we live and work while on the other, organized crime capitalized on the disruption, chaos and uncertainty. As the world becomes increasingly hyper-connected and automated, the threat landscape continues to evolve, and risks continue to multiply. Looking ahead from a security perspective at what the next 12 months might bring, here are the top five threats to watch for in 2021:

1. CAAS: Cybercrime-as-a-Service

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