Instant Insights / 2021: Insurance trends and issues to watch

After a year as challenging as 2020, insurance professionals and insureds looking at 2021 with a positive outlook. But that doesn’t mean they are resting on their laurels. Now is the time for agents, brokers, and insurers to strategize for the months ahead. These articles provide insights into the insurance and risk management trends to keep top-of-mind this year.


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Bitcoin padlock on a computer screen. Ransomware has quickly become the most prevalent form of cybercrime and has been more commoditized with the emergence of cybercrime-as-a-service. (Photo: Shutterstock)

There’s no doubt 2020 will go down as a watershed year in history. On one hand, the global health crisis radically transformed the way we live and work while on the other, organized crime capitalized on the disruption, chaos and uncertainty. As the world becomes increasingly hyper-connected and automated, the threat landscape continues to evolve, and risks continue to multiply. Looking ahead from a security perspective at what the next 12 months might bring, here are the top five threats to watch for in 2021:

1. CAAS: Cybercrime-as-a-Service

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