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The new year will see a gradual return to in-person meetings, albeit under more scrutiny from an ROI standpoint, writes All-American Properties Consultants’ Bernie Tobin, CPCU, AIC. (Credit: atk work/Shutterstock) The new year will see a gradual return to in-person meetings, albeit under more scrutiny from an ROI standpoint, writes All-American Properties Consultants’ Bernie Tobin, CPCU, AIC. (Credit: atk work/Shutterstock)

First of all, can we all agree to not use the “Hindsight 2020” reference joke/line?  That is one thing most of us will agree is not funny and old.

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