These three scary trends are top-of-mind for cyber insurers. (Photo: Shutterstock) These three scary trends are top-of-mind for cyber insurers. (Photo: Shutterstock)

Skyrocketing ransom demands, a steady stream of fraudulent wire transfers, and a large workforce operating on often less secure home systems are all nightmarish scenarios for cyber insurers.

However, there are three particularly scary trends keeping cyber insurers up at night this Halloween:

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