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September is National Preparedness Month, which raises awareness about the importance of preparing for disasters and emergencies that could happen at any time. This collection of articles will help insurance professionals and their clients mitigate exposures and understand what to do before and after a disaster.

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Consumers need to know that they now have many flood insurance coverage options. (Shutterstock) Consumers need to know that they now have many flood insurance coverage options. (Shutterstock)

The recent Neptune Consumer Survey of Flood Risk Awareness, a national survey conducted in partnership with the University of South Florida, uncovered three areas of consumer confusion.

As a result, the United States has dangerously low homeowner uptake of flood insurance. In addition to resulting in high financial losses for unprotected homeowners and an over-reliance on public sector workers and programs to recover, this also contributes to slower economic recovery in affected areas.

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