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September is National Preparedness Month, which raises awareness about the importance of preparing for disasters and emergencies that could happen at any time. This collection of articles will help insurance professionals and their clients mitigate exposures and understand what to do before and after a disaster.

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A home ravaged by the CZU August Lightning Complex Fire Aug. 21, 2020 A home is ravaged by the CZU August Lightning Complex Fire Friday, Aug. 21, 2020, in Boulder Creek, Calif. (Photo: AP Photo/Marcio Jose Sanchez) The fire threatened the author’s home for several days.

If an ounce of prevention is worth a pound of cure, a pound of disaster preparedness is surely worth at least a ton of property insurance. The best insurance policy is the one the policyholder never has to call upon to pay an avoidable loss.

The insurance community plays a vital role in protecting the public from some of the financial losses caused by disasters but can also help prevent the physical losses they cause.

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