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September is National Preparedness Month. This collection of articles will help insurance brokers and their clients mitigate exposures and understand what to do before and after a disaster.

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A home ravaged by the CZU August Lightning Complex Fire Aug. 21, 2020 A home is ravaged by the CZU August Lightning Complex Fire Friday, Aug. 21, 2020, in Boulder Creek, Calif. (Photo: AP Photo/Marcio Jose Sanchez) The fire threatened the author’s home for several days.

If an ounce of prevention is worth a pound of cure, a pound of disaster preparedness is surely worth at least a ton of property insurance. The best insurance policy is the one the policyholder never has to call upon to pay an avoidable loss.

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