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September is National Preparedness Month. This collection of articles will help insurance brokers and their clients mitigate exposures and understand what to do before and after a disaster.

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FEMA had earlier advised insurance companies that offer federal flood insurance policies to suspend sales and renewals under the program. Many FEMA maps are several decades old. Photo: Shutterstock)

A standard part of due diligence before real estate transactions is ascertaining whether the property is prone to flooding. The usual method has long been to rely on the 100-year-old flood maps of the Federal Emergency Management Agency (FEMA).

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