Opponents of the bill argue no insurance company will cover the misuse of a firearm, and that insurance requirements are an illegal infringement on gun owners' constitutional rights.
The U.S. Court of Appeals for the 7th Circuit held that COVID did not cause "direct physical loss or damage to" property under business interruption policies.
The lawsuit contends, in part, that the restrictions violate First Amendment rights as they deal with issues such as advertising and being able to advise homeowners about insurance coverage.
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