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Many insurance policyholders and prospects may not realize that their FICO credit score is different than their credit-based insurance score.
To be sure, the credit score logged by Fair, Isaac and Company, or the credit reporting company better known as FICO, does factor into a credit-based insurance score, which insurers use to determine a policyholder's premium. But, in states where credit is used to determine insurance premiums, a FICO score may not be the only consideration for credit-based insurance scores.
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