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Legislation currently making its way through Congress would authorize RRGs to insure more types of risks and, thereby, enable market-driven innovation. (Photo: iStock) Legislation currently making its way through Congress would authorize risk transfer groups to insure more types of risks. (Photo: iStock)

The insurance marketplace has evolved significantly over the past several decades. Organizations today have access to many forms of risk transfer beyond the purchase of traditional insurance. The Alternative Risk Transfer market (ART), as it has come to be known, is able to tailor solutions previously unavailable and has become an integral part of the insurance landscape.

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