Electrically powered equipment is prone to lightning damage if a surge enters the electrical system. Lightning can travel from the utility power line to the electrical panel and through the home's wiring to the outlets. Anything plugged into or connected to these components could sustain damage. (Credit- Gurzoglu/Shutterstock) Electrically powered equipment is prone to lightning damage if a surge enters the electrical system. Lightning can travel from the utility power line to the electrical panel and through the home's wiring to the outlets. Anything plugged into or connected to these components could sustain damage. (Credit- Gurzoglu/Shutterstock)

Damage can happen in a flash. Lightning can impact whatever is in its path, from appliances to electronics or an entire electrical panel. And each item could wind up in an insurance claim.

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