compiled summer tips to keep kids safe while enjoying fireworks, playing outside, riding their bicycles or using other recreational equipment, playing with all-terrain vehicles or mowing the lawn.
For instance, children younger than 16 years should not be allowed to use ride-on mowers. Children younger than 12 years should not use walk-behind mowers, according to (Photo: iStock)
Children who are too young to have a driver's license should not be allowed to operate or ride off-road vehicles, according to Children are involved in about 30% of all ATV-related deaths and emergency room-treated injuries. (Photo: Shutterstock)
Children need to wear a helmet on every bike ride, no matter how short or how close to home. Many injuries happen in driveways, on sidewalks, and on bike paths, not just on streets. Children learn best by observing you. Set the example: Whenever you ride, put on your helmet. (Photo: ALM Media archives)
All skateboarders and scooter-riders should wear protective gear; helmets are particularly important for preventing and minimizing head injuries. Riders should wear helmets that meet ASTM or other approved safety standards, and that are specifically designed to reduce the effects of skating hazards. (Photo: Shutterstock)
Parents should be mindful of the fact that fireworks can result in severe burns, blindness, scars and even death. To stay safe, families should attend community fireworks displays run by professionals rather than using fireworks at home. (Photo: Wikipedia Commons)


To keep roads safer this summer, AAA encourages parents to talk with teens early and often about abstaining from dangerous behavior behind the wheel such as speeding, impairment and distracted driving. (Photo: Shutterstock)
Adult drivers also can teach teens driving safety and minimize risky behaviors like eating, grooming or checking a phone by setting a positive example when they’re behind the wheel. The woman in this picture apparently missed the memo. (Photo: Shutterstock)
AAA also suggests establishing a parent-teen driving agreement that sets family rules for teen drivers. Parents also should conduct at least 50 hours of supervised practice driving with their teen. (Photo: ALM Media archives)
Homeowners who plan to travel this summer should take the time to ask their local post office to hold their mail. According to Farmers®, nothing tells would-be thieves that a homeowner is away like an overflowing mailbox or packages left at the door. (Photo: ALM Media archives)
Farmers® also suggests that summer drivers clear of the water on the roadway. Why? Because just six inches of water will reach the bottom of most passenger cars, causing loss of control and potential stalling. (AP Photo/Dan Anderson)


Most people don’t need a reason to relax and enjoy some fun in the sun. But in light of the challenging events that have characterized 2020, this summer may see even more fool-hearted revelry than usual, not to mention the general seasonal risks that homeowners and drivers face during the summertime.

Hurricane claims increase by 60% between June and August, according to Farmers®. Summer also brings an uptick in flooding and wind claims. “The good news is that by following a few practical suggestions, folks can help prevent many mishaps and enjoy their summer with less stress, whether they’re staying home or heading off on vacation,” says Jim Taylor, head of claims customer experience for Farmers Insurance.

Other unique risks during summer 2020 include an increased chance of cybersecurity problems with so many people online due to social distancing guidelines and an increased chance that teen drivers will become involved in an accident, since fewer of them may be working at shopping malls and amusement parks this summer, thanks to coronavirus closures. According to AAA, 72% of teen drivers aged 16-18 admitted to having recently engaged in at least one of the following risky driving behaviors:

  • Driving 10 mph over the speed limit on a residential street (47%)
  • Driving 15 mph over the speed limit on a freeway (40%)
  • Texting (35%)
  • Red-light running (32%)
  • Aggressive driving (31%)
  • Drowsy driving (25%)
  • Driving without a seatbelt (17%)

The slideshow above highlights tips for keeping loved ones, vehicles and properties safe this summer.