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The precipitous drop in P&C insurance claims signals a calm before the storm. Now is the time for insurers to prepare for rising fraud risks. (Photo credit here) The precipitous drop in P&C insurance claims signals a calm before the storm. Now is the time for insurers to prepare for rising fraud risks. (Photo credit here)

Writing this from the comfort of my home office on a beautiful spring day, I’m very much aware of the relative tranquility around me. Windows open, I hear melodic birdsong carried on the breeze and the subtle rustling of trees. Conspicuously absent? The ceaseless droning of motor vehicles on the streets outside.

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