Instant Insights / The coronavirus and its impact

The coronavirus has upended lives and businesses around the globe. From business interruption and supply chain disruption to event and travel cancellations, we are only just seeing the beginning stages of COVID-19's impact. These articles provide valuable insights on insurance coverage, preparation tips and more to help individuals and businesses reduce exposures as the virus spreads.


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The inside of Reading Terminal Market sits nearly empty in Philadelphia, Pennsylvania, U.S., on Wednesday, April 15, 2020. The business closures Pennsylvania Governor Tom Wolf imposed to protect the people of the state from the spread of Covid-19 are constitutional, the state supreme court said. (Photo: Hannah Yoon/Bloomberg) The Reading Terminal Market in Philadelphia sits empty on April 15 during business closures Pennsylvania Governor Tom Wolf imposed to prevent the spread of COVID-19. The market has since reopened to the public Monday through Saturday. (Photo: Hannah Yoon/Bloomberg)

The Pennsylvania Senate is weighing a bill that would include losses spurred by the COVID-19 global pandemic under property and business interruption insurance coverage.

Although SB. 1127, which was introduced on April 30, does not explicitly state that insurers must cover COVID-19 business interruption claims, it would require insurers to pay claims that standard property policies do not typically cover.

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