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The coronavirus has upended lives and businesses around the globe. From business interruption and supply chain disruption to event and travel cancellations, we are only just seeing the beginning stages of COVID-19's impact. These articles provide valuable insights on insurance coverage, preparation tips and more to help individuals and businesses reduce exposures as the virus spreads.

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When facilities or operations are changed, especially under temporary or hurried conditions, the risk of damages can increase. (Photo: Mongkolchon Akesin/Shutterstock) When facilities or operations are changed, especially under temporary or hurried conditions, the risk of damages can increase. (Photo: Mongkolchon Akesin/Shutterstock)

A hotel is asked to lease its premises for the operation of a temporary medical facility to actively treat COVID-19 patients. A warehouse is asked to lease its premises to another organization to make temporary use of their facilities for the purpose of convalescing patients. A paper packaging company is required to manufacture protective face masks for medical staff. A gin manufacturer agrees to change distilling operations to produce much-needed hand sanitizer lotion.

The coronavirus outbreak means that many companies have been requested or are actively seeking to change the occupancy at premises to meet current market demand or to support community needs — even large automobile manufacturers are switching production in order to produce parts for crucial respirators. Although such changes are necessary and to be highly commended, this can also result in new risk exposures to a location that may not have been previously considered or evaluated.

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