Verisk estimates that there are 62 million homes are at risk for flooding, yet there are only 5.5 million policies in force across the U.S. (iStock) Verisk estimates that there are 62 million homes are at risk for flooding, yet there are only 5.5 million policies in force across the U.S. (iStock)

Now more than ever, we have become accumulators of physical assets. Think about you or your clients' collection of electronics, or antique memorabilia, or perhaps your home office equipment that many of us are using on a daily basis right now.

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