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September is National Preparedness Month, which raises awareness about the importance of preparing for disasters and emergencies that could happen at any time. This collection of articles will help insurance professionals and their clients mitigate exposures and understand what to do before and after a disaster.

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No two tornado claims are exactly the same, but following the steps outlined here will help insureds reach their financial recovery goals. (Shutterstock) No two tornado claims are exactly the same, but following the steps outlined here will help insureds reach their financial recovery goals. (Shutterstock)

That Tuesday seemed like any other Tuesday in recent history. John, a plant manager at a large manufacturing facility, was nearing the end of his shift. He made his final checks, said goodbye to a few colleagues and stepped outside of the facility.

That’s when he heard it: The tornado sirens began to blare out in his hometown. This wasn’t uncommon in the area, but something else was — the low rumbling in the distance. As he stood outside, the rumbling began to grow louder, the wind began to swirl, and the sky was churning. John immediately ran back inside the plant, got on the PA system and informed all employees to take cover in the tornado shelter.

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