Year in review. In 2019 we began to see how legalized cannabis could affect the insurance industry, policyholders suffered through an increase in wildfires and new cybersecurity risks continued to challenge businesses and municipalities. (Photo: Shutterstock)

Claims activity in 2019 has seen a number of familiar trends such as natural and man-made disasters like flooding, earthquakes and fires as well as mounting cyber claims. In recent years, cyber topped emerging risks as insurers not only scrambled to figure out how to cover incidents but also watched as businesses of all sizes lagged on adopting coverage.

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