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There’s ample reason to be optimistic about the future of program business. (Photo: Shutterstock)

The program business model has grown significantly over the last five years and has become a preferred distribution model for insurer capital that will ultimately lower expense costs and align more closely with the client, that being either the retail agent or policyholder.

As one of the founders of the Target Markets Program Administrators Association, I have witnessed that the professionalism and proven competency of this delegated underwriting authority model has never been more trusted and valued than in today’s insurance distribution marketplace. 

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