Instant Insights / Managing risks this hurricane season

Here are the insights insurance pros and policyholders need to know to navigate the 2021 hurricane season.


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Hurricane Dorian inflicted unprecedented damage in the Bahamas over Labor Day Weekend. Early insured loss estimates price Dorian at $7 billion, but the recovery efforts in the affected Bahamas islands will be an extensive, long process. (Photo: AP) The growth in the number of weather disasters — inflation and increased exposure factors aside — has spawned a new branch of climate science called  extreme event attribution. The science does not answer whether climate change caused a particular weather catastrophe, but it can quantify how climate change is affecting the return period of similar events. (Photo: AP)

Climate change has been ongoing since the 1800s.

As the first puffs of fossil-fueled exhaust began rising through the atmosphere, Svante Arrhenius, a Swedish physicist and chemist, was busy estimating the net impact on global temperature from a tripling of CO2. He didn’t have access to general circulation models or even an electronic calculator, but he still came up with a plausible estimate of a rise in global temperature of 8–9º C.

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