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Here are the insights insurance pros need to know to advise clients and navigate the 2020 hurricane season.

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The impact of climate change on extreme weather events

For insurers, a key concern is whether the catastrophe models used accurately reflect the influence of climate change.

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Hurricane Dorian inflicted unprecedented damage in the Bahamas over Labor Day Weekend. Early insured loss estimates price Dorian at $7 billion, but the recovery efforts in the affected Bahamas islands will be an extensive, long process. (Photo: AP) The growth in the number of weather disasters — inflation and increased exposure factors aside — has spawned a new branch of climate science called  extreme event attribution. The science does not answer whether climate change caused a particular weather catastrophe, but it can quantify how climate change is affecting the return period of similar events. (Photo: AP)

Climate change has been ongoing since the 1800s.

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