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There are around 11 million businesses that employ fewer than 20 people in the U.S., according to the U.S. Census Bureau. (Photo: Shutterstock) There are around 11 million businesses that employ fewer than 20 people in the U.S., according to the U.S. Census Bureau. (Photo: Shutterstock)

The small commercial insurance market is hot — there’s no doubt it. In fact, the entire small business environment is quite active, with around 11 million businesses that employ fewer than 20 people, according to the U.S. Census Bureau, and another 6 million with between 20 and 500 employees. Around 600,000 new businesses are started every year in the U.S. and almost as many fail each year.

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