Data gathered on driver speed, harsh braking, rapid acceleration, driver drowsiness and more allows employers to record incidents, intervene in unsafe driving conditions and train their employees to practice safer habits. (Credit: kryzhov/Shutterstock)
Unsurprisingly, employing drivers is a risky business. Not only to the vehicle, the driver, and the company itself, but insurance providers, agents and brokers, as well. Federal regulations require commercial vehicles over 10,000 pounds to carry $750,000 in insurance coverage. However, even with proper coverage, a company's liability for an employee's mistake — negligent entrustment — places an immense burden of responsibility on the insured — and by proxy, the insurer.
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