Thanks to digital disruption, the traditional value chain in insurance and financial services is starting to come apart at the seams. (iStock) Thanks to digital disruption, the traditional value chain in insurance and financial services is starting to come apart at the seams. (iStock)

Technology is enabling insurance companies to increasingly separate capital from the origination, underwriting, and servicing functions. This creates an opportunity for insurance businesses to transform themselves into balance sheet-light asset managers.

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