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The surplus lines market plays a critical role in the insurance ecosystem by providing coverage for hard-to-place and specialized risks. For WSIA’s 2019 Annual Marketplace September 22-25, read up on the unique lines and market trends impacting the specialty and E&S industry.

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Reduced capacity, particularly in the commercial property space, is sending insureds looking for creative alternatives in their risk management portfolio. (iStock) Reduced capacity, particularly in the commercial property space, is sending insureds looking for creative alternatives in their risk management portfolio. (iStock)

Rescue workers routinely enter places others are running away from. The E&S market is a bit like that. Non-admitted carriers seek out the most challenging risks — the ones other markets are simply not equipped to handle, whether from an appetite, financial strength or underwriting experience standpoint.

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