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The surplus lines market plays a critical role in the insurance ecosystem by providing coverage for hard-to-place and specialized risks. For WSIA’s 2020 Annual Virtual Marketplace from September 10-17, read up on the unique lines and market trends impacting the specialty and E&S industry.

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D&O insurance covers the nonprofit entity, as well as any past, present and future directors, officers, committee members, trustees, employees and volunteers. (Photo: Shutterstock) D&O insurance covers the nonprofit entity, as well as any past, present and future directors, officers, committee members, trustees, employees and volunteers. (Photo: Shutterstock)

In a recent discussion with a nonprofit organization, the topic of management liability insurance, also known as directors and officers coverage, or D&O insurance, was brought into the conversation. Too often, when asked if the board has this important type of nonprofit insurance, the answer is no. The reason is usually that it’s too expensive.

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