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The PAID Act would end the use of income, education levels, and other factors unrelated to driving history and ability when insurance companies determine car insurance rates. (Photo: Shutterstock) The PAID Act would end the use of income, education levels, and other factors unrelated to driving history and ability when insurance companies determine car insurance rates. (Photo: Shutterstock)

Representatives Bonnie Watson Coleman (D-NJ) and Rashida Tlaib (D-MI) have introduced a bill requiring that insurance companies use only driving records in determining car insurance rates and eligibility.

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