The PAID Act would end the use of income, education levels, and other factors unrelated to driving history and ability when insurance companies determine car insurance rates. (Photo: Shutterstock) The PAID Act would end the use of income, education levels, and other factors unrelated to driving history and ability when insurance companies determine car insurance rates. (Photo: Shutterstock)

Representatives Bonnie Watson Coleman (D-NJ) and Rashida Tlaib (D-MI) have introduced a bill requiring that insurance companies use only driving records in determining car insurance rates and eligibility.

The Prohibit Auto Insurance Discrimination Act, or PAID Act, would end the use of income, education levels, and other factors unrelated to driving history and ability, preventing insurance companies from using these details to raise rates for individuals who otherwise have good driving records.

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