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seismograph A vast majority of California residents — 87% statewide, according to the California Department of Insurance — don’t opt for earthquake coverage. (Photo: Shutterstock)

Southern Californians found themselves earlier this summer dealing with some of the largest earthquakes and aftershocks to hit the area in 20 years. Although it wasn’t a devastating blow, it did serve as a reminder about earthquake insurance and whether it’s cost, high deductibles and exclusions make it the best route to go to protect your home or business.

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