An appellate court ruled that the insured's injuries had not resulted from a motor vehicle accident, as required under the Farm Bureau insurance policy for him to recover PIP benefits. (Photo: Shutterstock) An appellate court ruled that the insured's injuries had not resulted from a motor vehicle accident, as required under the Farm Bureau insurance policy for him to recover PIP benefits. (Photo: Shutterstock)

An appellate court in Texas affirmed a trial court's decision denying personal injury protection ("PIP") benefits to an insured who alleged that he was injured while helping to move metal roofing sheets after they had been unloaded from a delivery truck.

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