"ESG risks have become more significant for insurers in recent years due to evolving regulations and
policy measures, climate change and shifting demographics," said Brandan Holmes, VP and senior credit officer at Moody's. (Photo: Shutterstock)

Insurers may insure the world's risks, but that doesn't mean they are risk-free themselves. Environmental, social and governance risks, collectively known as ESG, are becoming increasingly important to insurers, insurance regulators, investors and consumers.

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