Thank you for sharing!

Your article was successfully shared with the contacts you provided.
Adjusting perils. Today’s modern way of doing business creates new perils for adjusters. (Photo: Shutterstock)

In previous months, we explored hazards that lead to the peril of litigation and “bad faith,” only briefly mentioning other common perils faced by individual adjusters. This month we will look at other frequent dangers. Some perils are ancient; fire, wind, flood and injuries have existed as long as there has been an insurance industry.

Our modern way of doing business creates new perils. Armies of attorneys create our contracts (including insurance policies) and analyze every word in the event of a claim. Insureds and corporations constantly enter into contracts, and adjusters must often decipher the intent. This requires obtaining complete copies of the contracts and policies (not just the cover sheet or declarations), with all the attached addendums, endorsements and other documents. A complex construction accident may involve as many as a dozen different contracts, and each can be important.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.