Restaurant and retail operatorsare responsible for the safety of the people invited onto theirpremises. (Photo: iStock)

Throughout the year, severe weather nationwide creates hazardsthat prove costly for restaurants, grocery stores and otherretailers such as convenience stores.

In fact, the No. One cause of loss in our book of business atArgo Group's U.S. Grocery & Retail division isslip-and-fall injuries. Weather is a factor in many of them.

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