Garaging fraud. Progressive denied the claim because the vehicles in the policy were garaged at multiple locations and not at the address identified in the policy. (Photo: Shutterstock)

A federal district court in Michigan has refused to allow an auto insurer to rescind a policy and deny coverage to a claim based on its contention that the insured misrepresented her home address in her insurance application to pay lower premiums.

On January 30, 2015, Angela Hudson obtained an auto insurance policy from Progressive Marathon Insurance Company for her 2009 Buick Enclave. On September 28, 2015, Hudson added Amen Patterson and his 2005 Ford F-150 pickup truck to her Progressive policy. In December 2016, Patterson’s 2005 Ford F-150 was replaced on the policy by his newly acquired 2016 Ford F-150.

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Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected]

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