The FIO's continued existence is a dangerous threat to the state insurance regulatory system. (Photo: Shutterstock
In 2010, advocates of federal insurance regulation created the Federal Insurance Office (FIO) as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). After proponents of an expansive role of the federal government in insurance regulation failed in their efforts to create a stronger office, the newly created FIO was given a limited mandate.
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