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Three people with helmets in rural area riding ATVs When the facts of an accident that caused bodily injuries are in dispute, an insurance carrier is not acting in bad faith if it takes time to investigate before paying the claim. (Photo: Shutterstock)

An appellate court in Kentucky has reversed a $4,583,472.39 bad faith judgment against an insurer relating to the insurer’s handling of a claim for benefits by a young woman who was injured while riding on a utility task vehicle (UTV).

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