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As more tragic shootings occur, insurance and risk management issues become important considerations.

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In 2018, Marjory Stoneman Douglas High School in Parkland, Fla., was the site of a deadly mass shooting carried out by a 19-year-old former student. (Photo: Shutterstock) In 2018, Marjory Stoneman Douglas High School in Parkland, Fla., was the site of a deadly mass shooting carried out by a 19-year-old former student. (Photo: Shutterstock)

As stories of mass shootings, active assailants, or ‘lone-wolf’ attackers seem to be an increasingly frequent part of the news cycle, employers face the terrifying possibility that the next tragedy may occur at their workplace. These attacks not only create prolonged downtime and reputational damage, but the subsequent lawsuits brought by victims and their families can bring an organization to ruin.

Wary that traditional General Liability, Workers Compensation and Property/Business Interruption policies inadequately address this threat, more risk managers are opting for a stand-alone product that includes victim coverages, employer protections and life-saving risk mitigation.

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