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Keeping data safe now challenges most organizations. On the upside, digitization results in an enhanced ability to communicate and collaborate with others. The global interconnectedness of our businesses creates new risks, exposures and opportunities. (Photo: Shutterstock) Keeping data safe now challenges most organizations. On the upside, digitization results in an enhanced ability to communicate and collaborate with others. The global interconnectedness of our businesses creates new risks, exposures and opportunities. (Photo: Shutterstock)

Suppose you got the chance to see into the future. What would risk management and commercial insurance look like?

Some industry insiders paint a dystopian picture: The insurance industry is out of date and out of touch. Digital disrupters and alternative capital mechanisms are shifting business away from insurers. Third party intermediaries become less relevant as businesses work directly with their risk partners.

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