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Drone incident coverage. A photographer learned too late that his insurance policy didn’t cover an incident involving a wedding guest. (Photo: Shutterstock)

A happy couple was enjoying their wedding with their family and friends when disaster struck. The couple hired a wedding photographer to record the wedding and reception. In the course of performing his services at the wedding, the photographer used a drone to take pictures and record video. The drone accidentally hit one of the wedding guests, causing the guest to lose her eye.

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