Editor's Letter

Earth Day: An annual call to action for the insurance industry
Scientists have built consensus around the probability that more powerful floods, fires, droughts and storms will occur with higher frequency as the Earth gets hotter.
California’s wildfire season used to last a few months. Now the state burns all year.
Global warming has intensified California’s cyclical droughts, leaving the land riddled with pockets of dry brush that persist even amid winter rains. That became clear last week when a blaze broke out 300 miles (480 kilometers) north of San Francisco, burning 30 acres in Humboldt County.
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