Given blockchain's ability to bring about sweeping change in certain areas of insurance, globally the insurance industry is moving toward a better understanding of its applications. (Shutterstock) Given blockchain's ability to bring about sweeping change in certain areas of insurance, globally the insurance industry is moving toward a better understanding of its applications. (Shutterstock)

Blockchain technology was hotly debated this year. We're unlikely to see broad applications for some time, but I strongly believe that not only will blockchain play a critical role in insurance, but it could also be a game changer.

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