Vacancy and occupancy are often confused, but they are not the same things. Vacancy and occupancy are often confused, but they are not the same things. (Shutterstock)

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Question: We have an insured with the DP 00 03 12 02 policy form.  It had appliances hooked up to the home, and a renter was going to move in sometime in the next couple of weeks. The unit had not had a renter since January, though, so it had been more than 60 days since someone lived there.

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