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Even with the world’s most secure computer network, human error or negligence will always be a cybersecurity issue. (Photo: Getty)

From a remote location in any part of the world with internet access, a hacker uses access credentials obtained from an unsuspecting county employee who inadvertently responded to a phishing email. In minutes, the cybercriminal locates a property tax database containing extensive information about homeowners, including in some cases, credit card and checking information used to pay their tax bills.

Related: Meeting cybersecurity risk head-on: A guide to breach preparedness

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