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Here's what insurance pros need to know to deal with the 2018 hurricane season.

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flooded parking garage The entrance to a parking garage is seen flooded after Hurricane Irma in Miami, Florida, on Monday, Sept. 11, 2017. Irma smashed into Southern Florida as a Category 4 storm, driving a wall of water and violent winds ashore and marking the first time since 1964 the U.S. was hit by back-to-back major hurricanes. (Photo: Jayme Gershen/Bloomberg)

Hurricane Irma is not a distant memory for most of South Florida and yet the next hurricane season officially began on June 1.

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